Being implemented right from the middle of 2014 to now, the program of connecting banks and enterprises in Phu Yen has gained certain positive achievements, contributing to helping enterprises, collectives in the province to remove difficulties, enhancing the opportunities to get access to capital, gradually restoring production and trade.
According to State Bank-Phu Yen program, the program of connecting banks and enterprises is working for the set of solutions to remove difficulties, support the markets, as stipulated in Resolution 02 of the Government. The program is implemented in the form of signing to support with loans, remove difficulties for enterprises, cooperatives and households in the province. This is a very practical program in terms of creating conditions for enterprises, cooperatives and households to get access to the banks’ loan sources at reasonable interest rates, from which to reduce expenditure of production, enhancing the financial and competitive competence of enterprises in the market. Mr. Bui Xuan Khuong, director of An Thinh garment factory (An Hung holding joinstock), let known: the event of banks reducing interest rates, giving new loans has helped the Company ensure the capital demand to serve production, diversifying products and expanding consumption markets. Not only supporting with capital, the banks are also hand in hand with enterprises to timely remove any emerging difficulties.
Not only the enterprises and cooperatives benefit, through the program of connecting banks and enterprises, the commercial banks also push capital into the economy, reaching the credit growth targets; simultaneously showing their responsibilities, sharing difficulties with the community of enterprises, individuals, loan-making organization. Mr. Huynh Huu Phuong, vice director of Agribank-Phu Yen branch let known: as to implement the program of connecting banks and enterprises, the overdue debt growth rate of Agribank Phu Yen has been considerably improved. Besides 112 billion dongs that has been pledged to be disbursed through the two connecting sessions, Agribank Phu Yen is also actively seeking and giving loans to 38 new customers at the total overdue debts of 30 billion dongs. These new customers are mainly SMEs, or enterprises operating in the sector of agriculture, rural areas in localities all over the province. Through checking, supervising, it can be seen that those enterprises operate well, pay debts on due dates.
According to vice director of State Bank, Phu Yen branch, in the coming time, The banking sector wants the locality to orientate the sectors of their strength; introduce to the banks any models of efficient production, the individuals, organizations with new and effective way of business-doing, so as to give priorities to giving loans. The province also needs to direct the related departments and sectors to help the banks accelerate the rate of progress of dealing with ensured assets, recalling bad debts to have the capital sources to circle the credit. The support of the entire political system will create trust for the banks to continue to be companions, remove difficulties for the enterprises and other customers. After the “mock” time, the enterprises that are still operating well up to now have gradually got access to the banks’ capital loans at suitable interest rates to produce and trade. Therefore, besides urging the commercial banks to continue to disburse capital as to the signed commitments with enterprises, state Bank Phu Yen branch will also orientate the credit organizations in the province to expand objects that are connected, with concentration being on fishermen, farmers, individuals and organizations belonging to the objects enjoying the preferential policies of the State as stipulated in the Decree 67/2014/NĐ-CP on some policies of developing fisheries or Decision numbered 68/2013/QĐ-TTg on supporting policies to minimize loss in agriculture”, Mr. Han said.
Source: Phu Yen NewspaperTranslated by HAI LOAN
Đăng ký: VietNam News